Auto Insurance – Fitzgibbons Arnold & Company

Road Fatalities Increase Since 2014. Driving While Texting to Blame.

Tips for driving safe from your local auto insurance agent: Driving While Texting Contributes to Increased Vehicle Fatalities For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction. Then the smartphone entered the scene and the social media addiction exploded, adding a driving distraction that some people find too hard to ignore. Rise in Vehicle Accident Fatalities Since 2014 The result: A steady rise in vehicle accident fatalities that started spiking in 2014 and has kept on going. Read More …

How to Drive Safely in the Rain

As autumn hits its stride in Ohio, it is bringing showers and that means the roads become slick and dangerous, particularly if there is flooding accompanying the rain. When it rains, the number of auto accidents increases, even when rainfall is light. Any time the roadways are wet, there’s a higher risk of being involved in an injury-causing accident. And avoiding accidents can not only keep you safe, but can lower your auto insurance rates. There are a number of risks that you need to be prepared for: Wet roads — When the roadway is wet, your wheels have less traction and Read More …

Having a Baby? Why It’s Time to Review Insurance.

Health Insurance Before your baby is even born, review your coverage and make sure you understand how your plan covers your new family member, as well as the mother’s needs during pregnancy. Think about prenatal vitamins, prenatal screenings and neo-natal tests, delivery of your baby, and pediatric care for your newborn. Notify your insurance carrier. Generally, health insurance carriers ask that a newborn be added to a policy within 30 days of birth. The birth of a baby is considered a life event, and you are allowed to enroll the baby at birth instead of waiting for open enrollment to Read More …

Why Are Commercial Auto Insurance Rates Going Up?

More accidents attributed to smartphone use while driving, coupled with much higher costs of repairs, have led to double-digit increases in commercial auto insurance rates over the past few years. Distracted driving is just one of many factors that have converged on commercial auto insurance claims, resulting in sustained premium increases. Now there are new factors that are coming into play that will ensure that rates continue climbing, at least in the near term. Commercial auto rates are increasing for companies with large fleets as well as for businesses with just a few vehicles and drivers. Here’s what’s at play Read More …

Winter Driving in Ohio: Tips for Safety & Low Insurance Rates

Winter driving in Ohio requires more skills and patience than any other time of the year. There are many factors that should be addressed and recognized before even putting your vehicle in gear. Tip 1: VEHICLE INSPECTIONS You should visibly inspect your vehicle every time you intend on driving it. Just a quick few seconds can save you from potential losses of property or perhaps even save your life or the lives of others. Check visibility remove all snow and ice from headlights, taillights and mirrors. Make sure that your lights are in working order. Check your tires for proper Read More …