Protecting College Student’s Property with Renter’s Insurance

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Tips for protecting all your assets from your local homeowners and renter’s insurance agent: Renter’s Insurance for Your College Student While you already have enough to worry about when your child leaves for college, you don’t want the specter of them dealing with the theft or damage of their possessions while there. For about $150 a year, you can protect your child’s possessions against theft or damage caused by fire, lightning, smoke, vandalism, electrical surges, windstorms or hail, water damage from utilities or appliances, and more. The same insurance also provides liability protection for students living off-campus. Considering that a Read More …

Proof-of-Loss Document Critical to Filing a Homeowners Insurance Claim

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If you ever have to file a homeowner’s insurance claim, you’ll likely be asked to fill out a sworn proof-of-loss document — and it’s vital that you do this. Sworn Proof-of-Loss Document to Support Insurance Claim Two court decisions illustrate the importance of filing a sworn proof-of-loss document with your insurer to support a homeowners’ claim. In one case, James Durall, Jr. vs. Home-owners Insurance Company, the Michigan Court of Appeals ruled that a homeowner who had suffered a total fire loss was not entitled to coverage because he had failed to submit a sworn statement of proof of loss within Read More …

Insurance Broker Delivers More Options at No Cost

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Fitzgibbons Arnold & Co. truly care about their clients. Zach Arnold is extremely knowledgeable and would be happy to review your current insurance policies to see if your insurance needs are being met. They are an insurance broker so they can reach out to multiple carriers which gives you more options to choose from. Awesome local small business and family operated. Doesn’t cost you anything to have your insurance policies reviewed.